Financing – A.J. Michaels

Financing Through A.J. Michaels

A.J. Michaels offers several financing programs to fit your residential or commercial needs. Along with providing practical solutions for your home or business’s HVAC and plumbing systems, or solving energy or health issues through home performance options, our estimators can provide you with a financing plan tailored to you. Following are some of the lending options:

0% APR on varying terms through Synchrony Financing
Lease-to-own for customers with bad/low credit through Okinus

In addition we are a partner in many state sponsored loan and grant programs, many of which we've helped influence and develop and offer a special leasing program for churches.

Whatever your payment desire is, A.J. Michaels will do our best to qualify you for the right program. Our professional estimator will evaluate your needs and explain all of the various programs to you, and, best of all, we do all the paperwork.

In Baltimore call 410.435.5400, in Annapolis call 410.573.5858 or fill out the form on the right for a free estimate on a new system or to request service for your heating, air conditioning, plumbing and home performance needs.

A.J. Michaels

4.5

Based on 267 reviews

review us on

Tasha-Kay Arroyo

15:51 19 Aug 24

In a world where customer service seems to be evaporating, this company has exceeded my expectations. My entire experience from the first call to get a quote through the installation of the unit, AJ Michaels has been straightforward and very professional. Going with a local company I can tell a difference between AJ Michaels vs a larger competitor. I did not feel like a random account but a valued customer. This was even before I decided to purchase anything! I would absolutely recommend AJ Michaels for your HVAC needs.

Ranganatha Gowda

20:31 15 Aug 24

I received great service from AJ Michaels to install a mini split in my loft. To begin with received a very good proposal that was better in terms of price and the unit itself. Once I accepted the proposal, a convenient data was arranged for installation. The installers were very professional and courteous. All work was done in a timely manner. Certainly would deal with them again.

Jean Razulis

19:46 07 Aug 24

We have 12-year-old high-efficiency HVAC system with a Spacepak and flexible tubing (not duct work) in the attic of our house. During a routine maintenance visit, the tech from the company that originally installed our system claimed that we needed to replace the entire system although we had not had any problems.He insisted the system was rusty and moldy (but could not be cleaned) and that the coolent (which had never leaked or caused any issues) was obsolete per the EPA. He gave us an estimate of $16,000!!!We desperately searched for an HVAC company that could service a Spacepak and fortunately found A. J. Michaels. We could not have been more pleased with their service.Jimmy, the supervisor, came out quickly and gave us an estimate of $160 to clean the Spacepak with bleach and install a tube (which the original company had forgotten to install) to keep the HVAC system from drawing in moisture from outside.Jake, a pleasant and smart young technician, arrived a few days later to quickly clean the system and install the tubing up in the attic. Amazing service at an unbelievable price.

JoAnn Tater

17:15 06 Aug 24

I have been a happy customer of AJ Michaels for more than six years. They installed my whole house air conditioner about six years ago and they have taken very good care of us over the years. Everyone we have had contact with has been wonderful. This morning one of their technicians arrived, on time, to replace some parts. He did a great job. He is polite, competent, efficient, knowledgeable and friendly. I highly and without reservation recommend this company!

Edward Kain

21:28 15 Jul 24

Air conditioner was not working. I have severe asthma and need AC desperately during the summer months. Samantha was nice enough to send out a technician same day. Our technician Jake G. was absolutely fantastic. Had us up and running in under 30 minutes. Was very professional and double checked everything was working before he left. We purchased both our units A few years ago from AJ Michael’s and the work was covered by warranty. They stand behind their work and we highly recommend them !!!

Anna Celenza

20:03 01 Apr 22

Wow! I cannot say enough wonderful things about the extraordinary service and workmanship of the AJ Michaels team. From start to finish, every aspect was great! We live in an older home. The AC unit was mounted on the roof and the vibrations were incredibly noisy. They came out and moved the unit, repaired our system, and now we are soooo happy. We don’t hear the AC at all. They stuck to their estimate both price and time wise. And they took great care to protect our floors and clean up after they left. Fabulous!!!

Sheila S. Smith

15:29 23 Mar 22

It was a long and frustrating search to find a company who could expand and service my high velocity air conditioning system. Once I found A.J. Michaels, my problems were solved. They added new lines to my system in a professional, efficient and friendly way. Everything from assessment to scheduling, to installation, to clean-up was perfect. They are my new AC company!

Jeffrey Janofsky

19:48 17 Mar 22

Excellent fast service. Fair pricing. Helped us use a water heater warranty that the original installation company refused to honor.

Angie Delaverson

21:08 28 Feb 22

Rick and Tony did a fantastic job replacing a central ac! Their workmanship was a 10plus! Rick was very informative about what he was doing. They both were friendly and professional. I highly recommend them. Thank you guys!

Cheryl Dailey

20:00 09 Feb 22

AJ Michael's proved me with the best price for my mini splits and boiler. They were prompt and courteous.

Yolanda Jones

20:53 29 Dec 21

Have not had the work done yet but once I do I will share photos

Yaakov Feinstein

03:28 08 Dec 21

Jim Blake of AJ Michaels has been a pleasure to work with and appreciate his professionalism and competence in both repairing a heating issue as well as an AC issue. I have engaged many HVAC companies and techs over the years but have finally found someone that can get the job done and stands by his work. Thanks!

Jack Rodriguez

12:55 04 Nov 21

Awesome install of multiple mini-splits! My house has some pretty high walls, and they tackled the job perfectly. Very happy customer here.

Laure Ruth

14:56 20 Oct 21

We used AJ Michaels maybe 9 years ago to replace out AC/Heating Unit. They id a great job. This year, we used them to install a Mitsubishi split in our Master Bedroom. They were professional, affordable, polite, timely, pretty much everything you could ask for. We'll use them again if a project comes up.

John Igoe

00:30 08 Oct 21

The new heat pumps work well, installation looks great. Workers were prompt and efficient. I will certainly use this firm in the future.

A.J. Michaels • 4512 York Road, Baltimore, MD 21212 • 410.435.5400 Baltimore • 410.573.5858 Annapolis

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Financing Through A.J. Michaels

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